noun
- a person who holds a legal claim or lien against a property or asset; a creditor with a security interest
Usage: legal/formal; chiefly British
Examples
- The bank, as the primary encumbrancer, had first claim on the property in case of default.
- Multiple encumbrancers filed claims against the estate after the owner's death.
- The title search revealed several encumbrancers with interests in the real estate.
- Before purchasing the house, the buyer's attorney identified all registered encumbrancers.
- The encumbrancer agreed to release the lien once the debt was fully repaid.