1. having more capital invested in a business or project than is necessary or profitable; having excessive capitalization relative to assets or earnings
Usage: chiefly British spelling (American: overcapitalized); finance/business term

Examples

• The startup was overcapitalised with $50 million in funding but struggled to generate revenue.
• Many analysts argued the company was overcapitalised relative to its actual market value.
• An overcapitalised firm may struggle to achieve adequate returns on its invested capital.
• The bank warned that the project was overcapitalised and unlikely to be profitable.
• Investors grew concerned that the venture was overcapitalised and burning through cash too quickly.